Privacy Policy

We at CAC, Inc. are a company built on integrity and take great pride in the level of security applied to any information collected on our site. Maintaining your privacy and safeguarding your confidentiality is of the utmost importance to us. As you browse through our site, information is collected about you and your visit to our site. What this information is used for, how it is used, and the security we apply to these forms the Scope of our Privacy Policy. CAC, Inc. also encourages you to review the privacy statements of websites you choose to link from this site so you can understand how these websites collect, use, and store your information.

This privacy policy describes the privacy practices of Inc. and its affiliates, subsidiaries, international and associated entities for our websites (“Website”) or any website or mobile application that we own, operate or control that links to this Privacy Policy. Inc. is not responsible for the privacy statements of websites outside of CAC, Inc.

At Inc., we are committed to protecting your privacy and using your data carefully. In this policy, we outline what personal data we collect, why we collect it and what we do with it. Our goal is to make sure you know how we collect, use, share and store your personal data when you create an Inc. account, interact with our customer support specialists and visit Inc. or other Inc. websites and apps covered by this privacy policy.

This Privacy Policy applies to our websites, mobile applications, marketing content, advertisements, and communications regarding CAC, Inc.'s products and services. This Policy applies to anything we send to you (or a service provider sends acting on our behalf) on third-party websites, platforms and applications based on your site usage information. We encourage you to read the privacy policies of these third-party websites before using those websites.

How do we share data about you?

At CAC, Inc., we only share personal information in ways that we tell you about.

We do not sell or rent personal information to third parties and we do not share personal information with third parties that are not owned by us or under our control or direction except as described in this Policy.

Service providers. We share personal information with service providers that help us with our business activities. They only are authorized to process that information as necessary and as directed by us.

Required by law. If we are required to disclose personal information as part of a legal process, we will take commercially reasonable steps to inform you as part of that process. We may also be required to disclose personal information in response to lawful requests by government authorities, including requests from national security agencies or law enforcement.

Safety, fraud prevention, government requests and protection of our rights are all reasons where we may share personal information where we believe in good faith it is necessary.

Mergers, acquisitions, divestitures, or asset sales but only if the acquiring organization agrees to this Policy’s protections.

Keeping and Securing Your Data

We will keep personal information about you for as long as we provide solutions to you, as long as you work for or with us, or as long as we are addressing a concern, question, complaint, or request you have made to us, as applicable to our interactions with you. If we have a contract or other agreement with you, we will follow the retention obligations of that agreement.

We may keep data longer if we have a legal obligation to keep it or to maintain necessary records for legal, financial, compliance, or other reporting obligations, and to enforce our rights and agreements. We also may keep data about you for statistical analysis or research purposes.

We take appropriate security measures to protect personal information against loss, misuse, and unauthorized access, alteration, disclosure or destruction. We also have implemented measures to maintain the ongoing confidentiality, integrity and availability of the systems and services that process personal information, and will restore the availability and access to data in a timely manner in the event of a physical or technical incident.

What personal information?

The data we process about you depends on who you are and how we interact with you. Personal information is data that identifies you or that makes you identifiable. It includes data that could be used to identify, locate, track or contact you.

If you are a customer, business partner, or express interest in our solutions:

Learning about our company and our solutions: If you request or indicate an interest in information about our solutions or partnership opportunities, we process your name, email address, phone number, job title, information about the company where you work, including its website address, and any information you provide. We append business information related to the company where you work from third party sources, such as business intelligence providers, information from publicly available sources, such as LinkedIn, as well as information about the number and frequency of your interactions with us online and offline, such as at events, webinars, via email and our website. We maintain and update this information as we continue to engage with you and use it as described under the Legitimate Interests processing purposes described below.

Using the CAC, Inc. Customer Portals: If you are an authorized user of our platform, we process your name, email address, username, password, IP address, job title, phone number, information about the company where you work, actions you have taken in the applications on the platform, such as record creation, changes, input, responses, analysis, and approvals, and tickets filed on your behalf related to our platform.

Receiving marketing, sales-related and business development communications from us: If our marketing team or a member of our sales or business development teams sends communications to you, we process your name, phone number, email address, postal address, job title, job function, company name, company size, company financial information, IP address, device type, email view information including IP address and associated city, birthday if provided, and information about which of our solutions you use or which may be of interest to you.

Market research and surveys: If you participate in our market research and surveys, we process your email address, job title, phone number, survey responses, company name, job function, state, country, and any comments you provide.

If you visit the websites and online properties we provide:

Our website: We process personal information about you that we collect either directly, through forms or data entry fields on our website, or through passive collection by cookies and other data collection technologies. The types of personal data we process in each of these contexts is further explained in the following four categories:

Contact us and registration forms: we process your name, email address, company where you work, phone number, job function, job title, country, and any comments you provide.

Consumer opinion surveys: we process your survey responses

Cookies and other data collection technologies: we use browser session cookies, which are temporary cookies that are erased from your device’s memory when you close your Internet browser or turn your computer off, and persistent cookies, which are stored on your device until they expire, unless you delete them before that time. We group browser cookies on our site into three categories:

Required cookies: These cookies are necessary to enable the basic features of this site to function, such as allowing images to load or allowing you to select your cookie preferences.

Functional cookies: These cookies allow us to analyze your use of the site to evaluate and improve our performance. They may also be used to provide a better customer experience on this site. For example, remembering your log-in details or providing us information about how our site is used.

Advertising cookies and identifiers: These may be used to share data with advertisers so that the ads you see are more relevant to you, allow you to share certain pages with social networks, or allow you to post comments on our site. We utilize Google Analytics Advertising features, including interest-based advertising and Remarketing in connection with Google services. If you are interested in opting out of Google Analytics, you may find instructions from Google at https://tools.google.com/dlpage/gaoptout/.

Server log files: We automatically gather server log file information when you visit our websites. This includes IP address, browser type, referring and exit web pages, and your operating system.

Personal Information Collection and Use

The reasons that we process information about you depends on who you are and how we interact with you.

If you are a customer, business partner, or express interest in our solutions:

If you have a contract or other agreement in place with us, we process personal information about you in order to fulfill the following obligations to you under that contract or agreement to:

Provision your account on our platform or customer portal;

Authenticate you to enable you to access your account on our platform;

Provide customer service and support, and investigate issues that you raise;

If you apply for a credit account with an CAC, Inc. business, we may request credit information from you or a credit reporting body, and disclose the information we receive to one or more credit reporting bodies, and use this information to assess your creditworthiness for a trading account.

Communicate with you, including via email, about your use of our customer portals, obtain your input on new features, functionality, and content, and to provide information about updates to our solutions;

Deprovision your account or customer portal on our platform.

If you have provided your consent, we process personal information about you to send direct email marketing communications about our solutions. You may withdraw your consent at any time by clicking the “unsubscribe” link in the email communications we send to you. You may also withdraw consent by exercising Your Rights as described below.

Our legitimate interests - We process personal information about you based on our legitimate business interests for the following purposes, to which you may exercise Your Rights to object as described below:

To renew your account or service you have requested, based on our legitimate business interest in retaining you as a customer or partner;

To provide additional solutions you request based on our legitimate business interest to respond to your reasonable requests and to retain you as a customer or partner;

To determine whether, when, and the IP address and associated city of, a marketing, sales, or business development email communication we sent was viewed based on our legitimate interest to effectively manage and improve upon such communications with you;

To understand the business that you work for and your prior experience based on our legitimate interest to tailor our communications with you to improve our engagement with you;

To manage our legal, financial, policy and regulatory compliance responsibilities and to demonstrate our compliance upon request.

Statistical and research purposes: We may further analyze use of our solutions, and characteristics of the companies that use our solutions (e.g., by size and industry sector) to help us understand and make decisions about customer and market needs, to improve our solutions, to design new solutions, and to inform partnership and business development decisions.

If you visit the websites and online properties we provide:

If you have provided your consent, we process personal information about you to:

Respond to your individual rights requests.

Manage your consent preferences.

Ads Interests: to apply your device-specific interests for both mobile apps and mobile websites, to create a non-permanent unique ID within our platform for the purpose of storing and communicating interests within our internal platform, to communicate and share your interests to advertising and data partners, including whether you want to receive interest-based ads, and to enable advertising and data partners to honor your interests according to the preferences you have set.

Deliver the resources and information you have requested online.

Send direct email marketing communications about our solutions, events and related resources that may be of interest to you.

Use cookies and other data collection technologies to help you navigate our website or technical solutions, personalize and provide a more convenient experience to you, analyze which pages you visit, which features you use, provide features such as social sharing widgets and videos, measure advertising and promotional effectiveness, assess which areas of our site you visit to remarket to you after you visit our site, and to provide content to you from our third party content partners.

You may withdraw your consent at any time by clicking the “unsubscribe” link in the email communications we send to you. You may also withdraw consent by exercising Your Rights as described below, including through our rights management solution.

To investigate complaints or concerns based on our legitimate interest to ensure that such complaints or concerns are addressed appropriately;

To evaluate the characteristics and needs of our customers based on our legitimate interest in improving the solutions we offer and provide;

To communicate with you about CAC, Inc. events, industry or related news based on our legitimate interest in engaging with you as a customer;

To administer our website and to understand how our website visitors navigate through our websites;

Statistical and research purposes: We may further analyze information we gather online to improve the online experience and resources we provide to our users.

How do we protect your personal data?

We take the security of your personal data very seriously. Accessing your personal data is only permitted among our team members on a need-to-know basis and subject to strict contractual confidentiality obligations when processed by third-parties.

What are your rights?

You have the right to object to certain uses of your personal data. To exercise those rights, please contact us at the relevant address below. You have rights under privacy and data protection laws related to the data we process about you. You do not have to pay a fee, and we will aim to respond to your request within 30 days. We will honor the requests you make related to your rights as the relevant regional law allows, which means in some cases there may be legal or other official reasons that we may not be able to address the specific request you make related to your rights. You may have the, subject to the relevant regional law applicable:

Right to be informed: You have the right to be provided with clear, transparent and easily understandable information about how we use your personal data and your rights. This information is covered through the contents of this Privacy Policy

Right to access and rectification: You have the right to access, change or correct your personal data. Please contact us to exercise this right.

Right to data portability: The personal data you provide us can be moved, copied or transmitted electronically in certain circumstances.

Right to be forgotten: In some cases, you have the right to request the deletion of your data. If you would like us to delete this data, please submit a request and we will take reasonable steps to respond in accordance with legal requirements. If we no longer need the personal data we collect for any purpose and we are not required by law to keep it, we will do what we can to delete, destroy or permanently remove any data that could be used to personally identify you.

Right to restrict processing: Under certain circumstances, you have the right to restrict the processing of your personal data.

Right to object: Under certain circumstances, you have the right to object to certain types of processing, including processing for direct marketing (i.e., receiving emails from us notifying you or being contacted with varying potential opportunities).

Right to lodge a complaint: If you object to the way we process your personal data, you have the right to lodge a complaint.

Right to withdraw consent: You may withdraw your consent to the use of your personal data at any time, even if you have provided consent to the use of your personal data in the past. To withdraw consent, please email us.

Rights related to automated decision-making: You have the right to human intervention, to express your point of view, to obtain an explanation of a decision reached after an assessment, and to challenge a decision based solely on automated processing and which produces legal or other significant effects on you.

Privacy for Children

CAC, Inc. is committed to protecting the privacy of children. Our websites are intended for use by adults. We do not knowingly collect information about children or sell products to children. If you are a child, we kindly ask that you do not use our website. If we discover that we have collected personal data from a child, we will delete that data as soon as we are able.

How to contact us about your information or request to opt-out:

If you wish to obtain access to your personal information held by us, or to request us to correct any errors in that information, please contact us by:

Please contact us at 1-949-587-3328 or at [email protected] if you have any questions or would like to review, access, delete, correct or update your personal information. You can also submit written inquiries to Vice President of IT, Spyglass Corporate Services Group, 20362 Windrow Drive, Lake Forest, CA 92630, USA.

California Residents

Under California Civil Code sections 1798.83–1798.84 California residents may request the names and addresses of affiliated companies and categories of Personal Information we share for their direct marketing purposes. If you are a California resident and would like to make such a request, please contact us.

We may update this policy from time to time. We will provide notice of any material changes to our Policy as required by law. We will also post an updated copy on our website. Please check our site periodically for updates.

This Privacy Policy was last updated November 17, 2023.